Consistently- I have cashed my paycheck with BB&T without having to match the funds in my account. That is, at the fairhope branch. At the Daphne branch they will profile you. If you have 5 dollars in your account don't expect to be treated with respect. Checks as a form of currency are only as valid as how much dough you're rolling in! You're not a person to them, you're a money sign- cah ching cah ching. I am a great account holder- have had fees but ALWAYS PAID THEM. And that's money IN THEIR POCKETS. But because there is only 5 dollars in my bank account I get profiled and treated differently. Shame, taking my business elsewhere.