There's a better way to borrow. Whether you need help with unexpected bills, emergencies, or other short-term cash loan needs, ACE can help you get the fast cash you need today with a payday cash advance. Payday cash advances made by ACE are now available in 24 states. You can typically borrow between $100 and $1,000 (varies by state), until your next payday. Complete an application online in many states and have cash deposited directly into your account, or visit a store to have a loan processed in person. Here's what you'll need to complete your transaction at ACE company owned stores: A check from a valid checking account A recent bank statement A valid government-issued photo ID A recent payroll check stub (or government benefits statement) A phone and utility bill The short-term payday cash advance loans available online or at ACE company-owned stores are regulated loan products, which differ from state to state. Depending on the state, you typically may borrow cash amounts between $100 - $1,000. Approval of the loan and its amount is based on the assessment of your ability to pay. These payday cash advance loans are not intended to be a long-term financial solution, but for immediate cash needs. The annual percentage rate and terms of the loan vary by state.