I stumbled into Tom's office penniless, hopeless and literally broke. Buried alive by an insurmountable debt, my mindset was that of an overwhelmed and hopeless individual with over $500,000 in credit card and student loan debt compounding at 8% to 12.5%! After Tom handled my Chapter 7 BK I'm now debt free!

I had judgments, liens, private student loans and federal student loans. I had debt collection agencies, lawyers, banks, universities and credit card companies calling and chasing me EVERYWHERE I went.

Rather than treating me like the 7 lawyers that I saw before him, all of which dismissed my case as "very complex" and "expensive," Tom immediately showed a genuine interest and compassion for my situation. He first sought to address my emotional state and only then proceeded to ask for the factual details of my case. He immediately came off as articulate, personable, and most importantly, he cared about his clients.

He had one of the most impressive offices of any of the attorneys I consulted with before him and was the only one to provide a payment plan option and not demand any type of huge retainer up front. You could tell he loves what he does with a passion and isn't just about the money!

Most of all he shared the same passion and disdain for the manner in which some of my creditors had treated me. The end result was that he handled my case with the utmost professionalism and kept me in the loop every step of the way.

It is because of this man that I have a new lease on life. He's altered the course of my life in a way that I could never even begin to describe and I will be indebted to him for the rest of my life!

Tom,
Thank you, Thank you, Thank you!!