- Auto InsuranceOn America’s roads, safety is always a concern—particularly in cities like Philadelphia where car accidents are fairly common. It’s difficult to get around the fact that Philadelphia is Pennsylvania’s sixth most populous city, but as a result it’s a simple task to find insurance to keep you safe. Accidents happen, and Auto insurance in Philadelphia is what covers our finances when they do. Your automobile insurance policy can support you in the event of an auto accident, whether it’s your fault or someone else’s. Philadelphia drivers need more than just affordable auto insurance—they need comprehensive coverage that will protect adequately.
- Boat InsuranceWatercrafts can be an exciting and fun time; but like any other moving vessel, they are susceptible to accidents. For this simple reason, it’s a good idea to have the right insurance to cover you financially and guarantee peace of mind while out on the water. Personal watercraft, unlike small boats, are not normally protected by homeowner’s insurance (and in the rare cases they are, coverage limits are low). Personal watercraft insurance (PWC) is structured primarily to protect these assets.
- RV InsuranceThe RV industry has been growing at an exponential rate, a statement supported by the latest data from the US Census Bureau which revealed a significant increase in the number of sales. According to the economic census, in 2017 RV dealers generated vast sales of $25.9 million, an increase of more than 81.5% since 2012. This demonstrates how much the industry has grown in the past few years. However, this also increases the need for getting recreational vehicle insurance.
- Truck InsuranceThe cost of truck insurance can be quite high. Each operator must pay an amount depending upon the Insurance Agency, which is calculated based on several factors. These factors may include the following...
- Renters InsuranceWith renters insurance, you’ll be able to replace anything damaged or stolen. If you are forced out of your home because of a disaster, then your additional living expenses will be covered.
- Home InsurancePennsylvania is the 9th most populated state in the US. In 2017, 68.3% of that population had homeowners insurance, and there was $12.8 billion in property/casualty losses. Although homeowners insurance isn’t required in Pennsylvania, some banks or lenders may require you to have enough coverage to take care of the mortgage of your home. According to a study done in January 2021 by the National Association of Insurance Commissioners, in 2018, the average homeowners insurance premium rose by around 3.1 percent.
- Life InsuranceThere are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance. Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the “term”) and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you need coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or pay off a particular debt, such as your mortgage.
- Health InsurancePete joined Remco in 2021 as a Personal Lines Account Manager. Born and raised in Dublin, PA, he is a graduate of Pennridge High School. He went on to attend Alvernia University where he earned his Bachelor’s Degree in English. Pete began his insurance career as a health insurance agent, specifically serving nursing home residents. Pete has a passion for matching his clients with the best coverage possible and providing exceptional service.
- Commercial Property InsuranceNext you’ll want to consider protecting the business property you have at your office or storefront. Commercial property insurance can pay for losses of both the building and the contents within as well as certain outside structures. It’s important to note that commercial property insurance does not cover flood damage so you’ll need to secure that policy separately if you are at risk.
- Workers Compensation InsuranceUsually small businesses utilize BOP while larger companies of varying degrees choose a commercial package policy because of its more extensive coverage. Neither of these policies typically cover directors and officers liability, health and disability, life insurance, or workers compensation.
- Commercial Liability InsuranceA commercial package policy will combine two or more insurance coverages that you will need to protect your business. As the name suggests, it will be a package consisting of several types of insurance coverages, such as general commercial liability, commercial property, business crime, equipment breakdown, and commercial auto liability. However certain coverages may not be included in the packages. For instance, workers’ compensation insurance will not be covered in a package policy since it is mandatory to buy that in Philadelphia.
- Professional Liability InsuranceBOP does not include workers compensation, professional liability, flood, earthquake insurance, employment practice liability, or commercial auto policy.
- AnnuitiesAlina Kreymer joined the Remco team in September of 2016. She graduated Temple University in 1997 with a bachelor’s degree in risk management and Insurance while dual majoring in Business Law. She is currently licensed in Property/Casualty/Health/Life/Fixed Annuities in the states of PA, NJ, and FL. Her current position with Remco is a Senior Producer of Personal and Commercial Lines. She is a true founding employee of the agency where she was able to build the Personal and Commercial book of business from scratch and redefine how Remco approaches their customers in order to provide them the best coverage and customer service.
- Liability InsuranceA commercial package policy in Philadelphia will cover different types of damages within one policy. It is very similar to umbrella insurance in concept, but targeted specifically at commercial enterprises.
- Flood InsuranceFloodwaters have the power to damage not only your home and sense of security but also your financial future. How can you protect your most important investment in case of flooding? Before we tell you the options, let’s look at some important statistics about flood insurance.
- Earthquake Insurance