Worst experience I've ever had dealt with these people for two months very poor communication the claims adjuster talked to me like a dog finally they approved my surgery then the day I had surgery wife went to get meds then they say we gonna deny your claim all I can say is wow I pay about 400 a month slipped off my semi truck and now you don't want to cover me PLEASE BEWARE OF THIS COMPANY THEY WILL TAKE YOUR $$$$$ MONEY $$$$$ EVERY MONTH BUT IF YOU HAVE A CLAIM THEY WILL NOT COVER YOU I KNOW OF 4 OTHER PEOPLE THEYVE DID THIS TO AND I CAN PROVE IT.