Worst insurance company I have ever worked with. Every month my bill was a different amount (HIGHER each time). They drug their feet every step of the way on getting any claims processed. I had to call them every day to ensure they were even working on it. Even though my wife and I had good driving records our rates went up every single renewal period. I switched to PROGRESSIVE and am paying $200 less per month with more coverage and less BS. AVOID UNLESS YOU LOVE TO BURN MONEY.