This company is nothing but a bunch of crooks. After describing what kind of business I had and what kind of coverage I was needing they set me up with an insurance company that provided a policy. Over a year later I had an incident that I wanted to use the insurance to pay. The insurance would not cover it saying that I had the wrong policy for what was doing take it up with your insurance writer. When I took it up with the writer, which was this company they said that I pay to the insurance company take it up with them. I told them this was the exact scenario I gave them when they were selling me the insurance that wanted to be covered. They said no it wasn't and that I was lying. So they stole my money for a year and a half. I would stay far away.