when we first bought our house in Hobart O.K. we went to state farm where we were told that they weren't taking on new clients for home insurance so we went all over looking for insurance it seemed like noone wanted to sell us a policy without some third party to do it , But Mr. Gish worked for Allstate and was more than willing to take us on as clinents .he even went beyond what he offered us ,now if our house is lost our policy covers rent for a year and a half while our house is being rebuilt and replaces every thing we loose in our house not bad for only $54. a month.I am sure glad he didn't tell us no when we needed insurance.he took us on knowing we a needed a new roof and windows now that's service ,the kind i like to have. thank you for asking though.sincerly, kenneth and lisa harris,