- Auto InsuranceCommercial auto insurance is an essential coverage for businesses that operate vehicles, whether it's a fleet of delivery trucks or a single company car. It provides protection against financial losses caused by accidents or other incidents involving those vehicles. At Kirkpatrick, Jones, and Herzog Insurance Agency, we understand the importance of protecting your business and provide comprehensive commercial auto insurance policies to fit your needs and budget.
- Motorcycle InsuranceRiding a motorcycle is an exhilarating experience, but it also comes with its own set of risks. That's why it's important to have the right insurance coverage in case of an accident or other covered loss. At Kirkpatrick, Jones, and Herzog Insurance Agency, we understand the unique needs of motorcycle riders and offer a range of motorcycle insurance policies to protect you and your bike.
- RV InsuranceRVs, or Recreational Vehicles, offer the ultimate in flexibility and freedom on the road, but they also require specialized insurance coverage. At Kirkpatrick, Jones, and Herzog Insurance Agency, we understand the unique needs of RV owners and offer a range of RV insurance policies to protect you and your vehicle.
- Renters InsuranceAs a renter, you may think that your landlord's insurance will protect your personal belongings in case of an accident or disaster. However, that is not the case. Your landlord's insurance policy only covers the building and the landlord's property. That's why it's important for renters to have their own renters insurance policy.
- Home InsuranceHome insurance, also known as homeowners insurance, is a type of property insurance that covers damage to a person's home and personal property. It is a contract between the homeowner and the insurance company, in which the homeowner pays a premium, and the insurance company agrees to pay for any covered losses or damages.
- Life InsuranceLife insurance is an essential coverage for individuals and families, as it provides financial protection for loved ones in the event of a premature death. At Kirkpatrick, Jones, and Herzog Insurance Agency, we understand the importance of protecting your family and provide comprehensive life insurance policies to fit your needs and budget.
- Health InsuranceHealth insurance has gotten more complex in recent years and can be quite difficult for the average business owner to understand all their options and find the most affordable plans. Between the passing of the Affordable Care Act (Obamacare) and the rising costs of healthcare, employers are struggling to make the best decisions on their own. To assist our local community in Elgin, IL and the surrounding cities in Illinois, we have offered free consultations to insure businesses are getting the right plans for their employees. Some of the different coverages we offer include...
- Dental Insurance<p>Health insurance has gotten more complex in recent years and can be quite difficult for the average business owner to understand all their options and find the most affordable plans. Between the passing of the Affordable Care Act (Obamacare) and the rising costs of healthcare, employers are struggling to make the best decisions on their own. To assist our local community in Elgin, IL and the surrounding cities in Illinois, we have offered free consultations to insure businesses are getting the right plans for their employees. Some of the different coverages we offer include:</p> <ul> <li>Health Insurance</li> <li>Dental Insurance</li> <li>Vision Insurance</li> <li>Group Life Insurance</li> </ul> In today's climate with people changing jobs frequently and a shrinking talent pool, great employee benefits have become a competitive advantage for employers retaining workers and attracting new hires. Whether you are looking to capitalize or simply get the most affordable insurance, we can help you find the appropriate plan for your employee and their families.
- Vision Insurance
- Business Insurance
- Commercial Property InsuranceAt Kirkpatrick, Jones, and Herzog Insurance Agency, we help businesses in Elgin, Illinois and the surrounding areas with their commercial property insurance. We've been helping the community for over 20 years and have been working long enough to realize businesses are different. Instead of pushing you to make a certain decision, we will listen to better understand your needs in the effort of finding a commercial property insurance policy which works for your business. We will serve your interests in finding affordable business property insurance for you. And will be available to assist you in the event of an accident or claim. Your local agency is here for you!
- Workers Compensation InsuranceWorkers' compensation insurance, also known as workers' comp, is a coverage that provides financial protection for employees who are injured or become ill as a result of their job. At Kirkpatrick, Jones, and Herzog Insurance Agency, we understand the importance of protecting your employees and provide comprehensive workers' comp policies to fit your needs and budget.
- Professional Liability InsuranceIt can be confusing when the two major types of business policies are presented: General Liability and Professional Liability. To put simply, general liability covers physical injury to people or damage to property while professional liability protects against negligence related to business services or consulting advice. Professional liability covers lawyer fees, court costs, and settlements when faced with a lawsuit from an unhappy client. The client might claim the business erred in their promises or omitted key facets of their process, which is why professional liability is often referred to as Errors and Omissions Insurance (E&O). Specific examples of a claim would be...
- Liability InsuranceAt Kirkpatrick, Jones, and Herzog Insurance Agency, we help people in Elgin, Illinois and the surrounding areas with their umbrella insurance. We've been helping the community for over 20 years and have been working long enough to realize people are different. Instead of pushing you to make a certain decision, we will listen to better understand your needs in the effort of finding an umbrella insurance policy which works for you. We will serve your interests in finding affordable umbrella insurance policy for you. And will be available to assist you in the event of an accident or claim. Your local agency is here for you!
- Identity Theft Insurance
- Flood InsuranceFlood insurance is an essential coverage for homeowners located in flood-prone areas. It provides protection against financial losses caused by flooding and water damage. At Kirkpatrick, Jones, and Herzog Insurance Agency, we understand the importance of protecting your property and provide comprehensive flood insurance policies to fit your needs and budget.
- Earthquake InsuranceHomeowners can also choose to purchase additional coverage, such as flood insurance or earthquake insurance, if they live in an area that is prone to these types of natural disasters. It's important to note that these types of coverage are typically not included in a standard homeowners insurance policy and must be purchased separately.