- Auto InsuranceRAM's Board of Directors voted and decided to begin writing auto insurance. RAM began writing Commercial auto in 1999 and Personal Auto in 2001
- Inland Marine InsuranceInland marine coverage with RAM is available for many classes of unique properties that are not usually covered by the basic policy.
- Truck InsuranceRAM's Farm Truck Program is designed to cover all your farm auto needs, from private passenger vehicles and pickups to semi-tractors and semi-trailers.
- Home Insurance
- Workers Compensation InsuranceMinnesota, in cooperation with the township mutuals, RAM offers a farm package policy for most types of farming operations. We also write workers' compensation on many farms.
- Commercial Liability InsuranceThe Commercial Liability policy provides liability coverages such as premise operations liability, medical payments, fire damage legal liability, hired/non-owned auto, as well as many others.
- Liability InsuranceNorth Dakota, RAM offers personal liability, farm liability, and premises-only liability with limits up to $1 million. Additional limits may be available under our umbrella policy.
- Flood InsuranceThis is insurance to pay for flood damage and is excluded as a peril under most property insurance policies. Flood insurance typically can be obtained from the federal government or a specialty market.