- Auto InsuranceIf you have a business that involves one or more vehicles, whether on a part-time or full-time basis, you should consider purchasing a Commercial Auto insurance policy.
- Motorcycle InsuranceHitting the open road on a motorcycle for a day of adventure, either alone or with friends, is a feeling like no other. Whether you’re going for a road trip on a touring bike or just tooling around town on a scooter, motorcycling is inherently risky. Motorcycle insurance can help protect you and others should you have an accident while riding.
- Boat InsuranceLet’s be real... you have a yacht, not a boat! Sure, they both float on the water, but your yacht has specific insurance needs that are not included in a standard boat insurance policy. Because your yacht in New York has specific needs, we’re here to help.
- RV InsuranceThe type of RV that you own and the way that you’re using that RV will determine what RV insurance coverages that you need. For Towable RVs and Motorized RVs, many of the same coverages available on your Auto policy would be available for your RV policy.
- ATV InsuranceBy keeping your motorcycle insurance, RV insurance, ATV insurance, or boat insurance in effect year-round, you not only avoid costly out-of-pocket expenses but may also be eligible for premium savings.
- Inland Marine Insurance
- Truck InsuranceOr commercial truck insurance is another aspect of business insurance that should be considered if using vehicles as part of your business. Private passenger insurance will explicitly exclude any coverage for claims arising from the use of these vehicles for your business.
- Renters InsuranceMany renters feel that they don’t need to get Renters insurance. Some feel that the insurance that their landlord has will cover any losses (which isn’t true). Others feel that their personal items aren’t worth insuring.
- Home InsuranceYour garage catches fire and burns your motorcycle, boat, or ATV inside (Comprehensive claim for the vehicle, not covered by home insurance).
- Condo InsuranceA condo insurance policy can provide coverage for your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
- Landlord InsuranceSimilar to a Homeowner policy, Landlord insurance provides property damage coverage to insure your residence. There are several different types of property damage coverage.
- Life InsuranceLife is unpredictable, and the uncertainty causes stress. Let our life insurance advisers offer recommendations for you and your family to offset the uncertainty. We work with a wide range of insurance companies who provide coverage to meet the needs of the diverse families found in New York.
- Health InsuranceMedical Payments coverage, also known as Medpay, can help pay for injuries of drivers or passengers regardless of fault. It’s often an affordable supplement to your medical insurance.
- Business InsuranceAs a business owner, your insurance needs are complex and ever-evolving. The experts at J.W. Hirschfeld Agency Inc. will review your business operations and provide a comprehensive recommendation for the right amount of coverage. The insurance companies we work with provide a wide range of business insurance packages that can provide you peace of mind so that you can focus on growing a successful enterprise.
- Commercial Property InsuranceIf your business owns any commercial real estate or other business use property, it is imperative that you have commercial property insurance. Commercial property insurance provides coverage for buildings, inventory, equipment, tools and more. Losses that can be covered range from fires to vandalism or natural disasters.
- Workers Compensation InsuranceKeeping your employees safe while on the job is a key part of owning a business. In the event that a worker is injured or killed on the job, workers compensation insurance coverage provides you and your employees with protection they need.
- Commercial Liability InsuranceUmbrella liability insurance for your business will protect you when a covered claim occurs and your existing liability policy cannot cover all the expenses. Your standard business liability will typically be adequate for most situations, but umbrella liability will help ensure that your business is protected for large losses. Owning a business is risky, but going without proper insurance is riskier. No one wants to be sued, but because accidents occur, sometimes lawsuits are unavoidable.
- Professional Liability InsuranceHowever, a situation could arise where you could be sued for negligence, personal injury or copyright infringement to name a few. These situations have the potential to be a huge financial drain on your business funds. Having Professional Liability Insurance can help protect your business assets and give you some peace of mind.
- Builders Risk Insurance
- Restaurant InsuranceOur agency is a locally owned and operated insurance agency in Huntington, NY. Our licensed agents can help answer any questions regarding a restaurant insurance policy and can provide a free quote! Call us today.
- Liability InsuranceYour enterprise could be at significant risk if you don’t have insurance that covers the legal fees, court costs, and any unfavorable judgments resulting from litigation. And that’s why General Liability insurance can be so important for any type of business, regardless of its size.
- Flood InsuranceRegardless of whether you live in a high risk area for flooding, if you’re a homeowner you should consider purchasing Flood insurance.