- Auto InsuranceCommercial auto insurance is crucial as personal car insurance doesn’t cover business-used vehicles. It protects against traffic accidents, vandalism, and incidents involving uninsured drivers. This coverage applies to property damage to your vehicles and harm caused to others by your vehicles, extending to various commercial vehicles, from business cars and vans to semi-trucks. Our experts can help craft a policy that secures your business’s vehicular investments.
- Motorcycle Insurance
- Boat InsuranceSecure your boat or personal watercraft with our comprehensive boat insurance. Our tailored policies offer a range of benefits, including roadside assistance, on-water towing, total loss replacement, and coverage for all attached equipment. Additionally, we provide liability coverage for any mishaps occurring on the water. Whether you own a personal watercraft, jet boat, sailboat, fishing boat, or houseboat, at Insurance 4 Less LLC, we will guide you to the best insurance solution tailored for your marine asset.
- Aircraft InsuranceCoverage for the insured in the event that the insured’s negligent acts and/or omissions result in losses in connection with the use, ownership, or maintenance of aircraft.
- Home InsuranceAn elective combination of coverages for the risks of owning a home. Can include losses due to fire, burglary, vandalism, earthquake, and other perils.
- Title InsuranceCoverage for losses if a land title is not free and clear of defects that were unknown when the title insurance was written.
- Life InsuranceAn option that permits the policy holder to buy additional stated amounts of life insurance at stated times in the future without evidence of insurability.
- Health InsuranceHealth insurance that provides income payments to the insured wage earner when income is interrupted or terminated because of illness, sickness, or accident.
- Disability Insurance
- Business InsuranceRunning a business entails juggling numerous responsibilities, including safeguarding against the unexpected. That is where business insurance steps in, providing a safety net for diverse aspects of your operations. Business insurance serves as a bulwark in situations such as...
- Workers Compensation InsuranceWorkers’ compensation insurance is essential for protecting your business and is often a legal requirement in many states. It covers injuries or illnesses resulting from job-related duties or while at work. This insurance safeguards your business and employees by compensating for various injuries, such as those caused by lifting heavy equipment, slipping on wet surfaces, or injuries resulting from fires or explosions. By having workers’ compensation insurance, you protect your business from potential lawsuits but and ensure that your employees have financial support in case of income loss.
- Commercial Liability InsuranceLiability insurance provides essential protection for your business in the event of a negligence lawsuit. As a business owner, you understand the numerous factors in running a business. You bear responsibility for unintended accidents, errors, or injuries involving you or your employees. Business liability insurance assists with the expenses related to legal defense and potential damages. It covers medical costs, attorney fees, damages when you are deemed legally liable, and other unforeseen expenses you may not have anticipated.
- Liability InsuranceUmbrella insurance supplements existing business coverage, filling gaps not covered by your general liability, auto liability, and employer’s liability insurance. It provides an extra layer of protection against significant accidents, covering damages beyond your primary policy limits. Your business type and existing insurance levels determine the amount of coverage you need. Our experts can help devise the best umbrella insurance plan for your business.
- Flood Insurance