- Auto InsuranceAll of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Lexington, Kentucky, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
- Boat Insurance
- Inland Marine Insurance
- Truck InsuranceCommercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at Cambridge Insurance will help you find the best coverage you need for your business.
- Jet Ski InsuranceConsult with one of our professional agents at Cambridge Insurance to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you many need or any discounts you many qualify for. Some additional discounts and coverages may include...
- Renters InsuranceYou may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
- Home InsuranceFlood damage can be devastating for any family, and most flood losses are not covered by your standard home insurance policy. Also, don't rely on the federal government to assist you in the event of a massive flood situation.
- Life InsuranceKentucky Group Life Insurance is usually offered as part of your employees benefit package and covers an entire group of people. Policies are not based on an individual's lifestyle habits or health factors but the employees are grouped together and rates are based on the risk of the group as a whole. The coverage costs are usually much less than if the employee purchased an individual policy.
- Health InsuranceMedical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.
- Long Term Care
- Dental Insurance
- Business InsuranceAt Cambridge Insurance, we pride ourselves in evaluating your business insurance needs in Lexington, Kentucky. We take the time to find out the different challenges your industry may have for insurance concerns and tailor a package that fits your risks. We also look at other exposures your business may have according to your personnel, location and future plans.
- Commercial Property InsuranceCommercial Property insurance covers the building that your business owns or rents. A Kentucky commercial property insurance policy would also cover equipment, computers, tools and furniture. Let the agents at Cambridge Insurance evaluate your commercial property insurance needs to find the best suite for your liabilities and risks.
- Workers Compensation InsuranceAt Cambridge Insurance, having a workplace that is protected gives you extra security. As a Kentucky employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.
- Commercial Liability InsuranceCommercial Umbrella Insurance is intended to pick up where your General Liability, Commercial Auto or Employer's Liability policies leave off. So, your Commercial Liability policy won't "kick in" until your other policy limits have been reached. Not having enough coverage for your business in Lexington, Kentucky and surrounding areas could leave your business vulnerable.
- Professional Liability InsuranceProfessional Liability Insurance or PLI is a form of liability insurance necessary to help protect businesses in the service or consultant industry. A claim of negligence can be very damaging to a growing business and if the claim results in monetary damages can be catastrophic.
- Builders Risk InsuranceA builders risk policy protects builders and contractors from losses to property and financially in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. Our agency can help protect you in the event of a fire, flood or theft. You may also opt to have additional coverage in the event of losses due to project penalties or unexpected costs, like taxes.
- Restaurant InsuranceAs experts in restaurant insurance and risk management issues, we have built upon our experience to develop a portfolio of coverage to address every facet of your restaurant operation. Available coverages include...
- Liability InsuranceEvery business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your Kentucky business from these unexpected expenses.
- Jewelry InsuranceThere may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at Cambridge Insurance can help you understand your other risks and help you evaluate whether you may need additional coverages in your Kentucky home insurance plan.
- Flood InsuranceYour standard Kentucky flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.