Do not rely on this company,when they stepped in to our company to take care of insurance and 401k plans it was a disaster for the employees. They messed up the insurance to the point we had no insurance coverage yet we were paying for it. Were unable to get reinbursment from the insurance company for anything we paid for since they messed up the policy so bad. My husband and I decided to move our 401k from this company to another and they have messed up the paper work several times, this was an immediate withdrawl but it has taken over a month to get the paperwork right, still have not seen the money yet. They don't answer calls or return calls when they know they have messed up. We called everyday for a week with no return call and they were in the office. Do not use this Hantz Group office they do not have your company or your employees best interst in mind.