- Auto InsuranceAuto Insurance is a service designed to provide you financial protection in the event that an accident happens with your vehicle. In most states, it is unlawful to drive your vehicle while you are uninsured, and it is also unlawful for insurance companies to sell insurance in a particular state without being licensed by that state’s board.
- Motorcycle InsuranceSince 1988, when it comes to Bikes and insurance, we’ll ride you through to better rates, better coverage and better service.
- Boat InsuranceLittle boats, big boats, old boats, new boats and yachts. Fishing and Pleasure boat. We like to insure them all! We can cover your boat for an Agreed amount or ACV. What’s Agreed amount mean? Well, if you insure your boat for $5,000 and it sinks. That’s what you get, $5000.00. Simply said “No depreciation”….. And Guess what, at no cost to you, we’ll pull the boat up from the bottom of the lake too!
- Mobile Home InsuranceMobile homes are easy to insure here at Ledbetter’s. We can write manufactured homes built in the 1950’s all the way to brand spanking new homes.
- Golf Cart Insurance
- Truck Insurance
- Jet Ski InsuranceWe like Jet Ski’s and so do you! Little ski, big ski. Old or new – and the trailer too. We insure them all, just for you!
- Renters InsuranceDid you know Renters Insurance covers more than just your personal property? For example, if you had a guest stumble on your steps and have an injury your renters policy would help to pay for the medical costs for that person. Perhaps you were golfing and your golf ball hits a windshield of a car passing by. Your renters policy would pay to replace the windshield. These are just a few of the coverage’s afforded under the renters policy (HO4).
- Home InsuranceLedbetter has been protecting Peoria, Illinois homeowners since 1988. We offer affordable homeowners insurance options to provide comfort and peace of mind when trials strike your home. Bundle your home and auto to get a multi-policy discount and enjoy greater savings.
- Business Insurance
- Workers Compensation InsuranceWhen it comes to commercial lines insurance for contractors we provide the general liability, business auto/ trucks. All the tools, workers compensation, bonds. Whatever is needed. Our prices are good and our customer service is the best!
- Commercial Liability Insurance
- Builders Risk Insurance
- Liability InsuranceAnd check your insurance coverage periodically to be certain your home is adequately insured. Since modern Homeowners policies are designed for average families, other insurance may be needed to cover special property or risks. NOTE: Under the Homeowners policies, theft of unscheduled jewelry and furs is limited to $1000. There is a limit of $2,500 on silverware and $2,000 on guns. These limits, usually, may be increased by endorsement. Theft coverage is generally excluded from property you rent to others and it does not apply,to watercraft, its equipment or furnishings, outboard motors or trailers. A Scheduled Personal Articles endorsement will provide “all risks” protection for the full appraised value of prized possessions such as: Jewelry, furs, fine arts, cameras, silverware, guns, musical instruments, coin or stamp collections or precious metals. “All risks” coverage differs from “named perils” coverage in that the former includes all risks of physical loss to property covered except for specific exclusions or limitations written in the contract. NOTE: Under the Homeowners policies, theft of unscheduled jewelry and furs is limited to $1000. These limits usually may be increased by endorsement. Theft coverage is generally excluded from property you rent to others and it does not apply,to watercraft, its equipment or furnishings, outboard motors or trailers. Away from your premises unscheduled personal property is covered anywhere in the world but in some areas and under some circumstances to limits less than the insurance applicable to property at home. Money, coin ‘collections and precious metals are covered to $200, Securities $1000; Watercraft and trailers, $1000 (for named perils only); but these limits may be increased for an extra premium. Homeowners forms do not cover automobiles. Away from your premises unscheduled personal property is covered anywhere in the world but in some areas and under some circumstances to limits less than the insurance applicable to property at home. Earthquake Damage endorsement may be added to your policy when the coverage is essential or important for your protection. Secondary Residences and furnishings or additional residences in the same state may be included under your policy to cover physical damage losses and, regardless of the location of the property, liability exposures. Property coverage for an additional residence out-of-state may be provided by a separate Homeowners policy. Business Pursuits —Provision may be made under your Homeowners policy to cover physical damage losses and liability risks for certain office, professional, private school or studio situations. The Loss Deductible clause in your policy tends to check higher rates and enables you to have sound protection at reasonable cost. Personal Umbrella Liability insurance, or higher liability limits, is recommended for business and/or professional men and women. Recreational, and other vehicles such as snowmobiles,