- Auto InsuranceYour car or truck is often your biggest asset aside from your home—we’ll help you get the insurance coverage you need at a price you can afford. Auto insurance helps to protect against potentially crippling financial losses and the sheer inconvenience of being without transportation.
- Renters Insurance
- Home InsuranceYour home is the center of your life. It’s also your biggest investment. That’s where home insurance comes in, covering the unique risks you face. We’ll help you find a policy that protects you from the small and large risks related to owning a home. Because it’s more than just a house, it’s your home.
- Life InsuranceGet the reassurance that your loved ones will have what they need with individual life insurance.
- Health InsuranceIf you don’t have health care coverage through your employer, or if you’re self-employed, individual health insurance is essential. Don’t panic about the costs; plans may be cheaper than you expect if you shop around, and you’ll often have a lot of flexibility when it comes to the balance of premium costs and coverage.
- Disability InsuranceWhile employees can take out personal disability insurance themselves, businesses that pay for a plan as part of their employee benefits package often find that it is a great way to recruit staff and make them feel valued. Disability insurance pays out to an employee of your business who is unable to work because of illness or injury. Typically, the payout is equal to 60 percent of their typical salary and is often paid as tax-free income.
- Long Term CareMedicare Part A covers many hospital-related expenses. These could include hospital stays, hospice, stays in a psychiatric facility, and even home health care in some instances. However, it’s important to note that there are limitations on some of the coverages, such as psychiatric care and long-term care.
- Dental InsuranceThe National Association of Dental Plans and the Centers for Disease Control have performed studies that show that employees with dental insurance plans have better attitudes and are less likely to suffer from depression, as well.
- Vision InsuranceHelp your employees maintain their eye health and vision by adding a group vision insurance plan today. There are many plans to choose from to help offer coverage to your team, no matter how many employees you have.
- Business InsuranceGetting adequate insurance for your brewery can feel like an overwhelming process, but a brewery insurance policy may take the stress out of the situation. The key is choosing a policy that helps cover your specific needs and the risks you face. This type of coverage combines elements of liquor liability, property, and business insurance into one simple policy.
- Commercial Property InsuranceBusiness interruption insurance compensates you for lost income if your company cannot operate as normal due to disaster-related damage that is covered under your commercial property insurance policy, such as data breach or cyber-attack. Business income insurance covers the revenue you would have earned, based on your financial records, had the disaster not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.
- Workers Compensation InsuranceAre you about to hire your next workers' compensation claim? In an effort to get a position filled quickly, you may take shortcuts that could cost you thousands of dollars.
- Commercial Liability InsuranceStrict liability laws apply to the brewing industry. Court-ordered injunctions, fines, and cleanup costs can be crippling. Almost all commercial liability policies contain some type of pollution exclusion. Coverage exists for this exposure through a standalone policy.
- Professional Liability InsuranceLawsuits can happen to anyone, and the damages can be hefty whether you win or lose. Even if you’ve done nothing wrong, you’ll need to defend yourself. So regardless of whether a contract requires it, without professional liability coverage, you could be putting your business’ future at risk.
- Liability InsuranceGeneral liability insurance is an absolute necessity for any business. It provides broad coverage when you are deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.
- Flood InsurancePurchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.