- Auto InsuranceIf you use your vehicles for your business, you may need to purchase a business auto insurance policy. You want to make sure you and your employees are covered when driving one of your business vehicles.
- Boat InsuranceUmbrella or personal excess liability insurance to help protect against claims of personal injury, bodily injury, and property damage worldwide
- Renters InsuranceOn a renters insurance policy, you will mostly be looking for personal property coverage and additional living expenses after an earthquake. Dwelling coverage wouldn’t apply here, resulting in more affordable earthquake premiums for renters.
- Home InsuranceYour homeowners policy typically protects you and your belongings from covered perils ranging from fire to theft. Homeowners insurance does offer coverage for some water damage losses like pipes bursting or water backing up from sewers and drains (this is an optional coverage).
- Condo Insurance
- Landlord InsuranceIf you rent your property to tenants (whether long-term on an annual lease or short-term), you want to get the right coverage you need for peace of mind.
- Life InsuranceIf you answered yes to any of the above, you should consider purchasing life insurance to provide a safety net for your dependents.
- Health InsuranceWe have licensed brokers and advisors to assist business owners in understanding their health insurance options, all at no cost to you.
- Disability Insurance
- Dental Insurance
- Vision InsuranceIf you’re a team of 2 or a team of 50+ and need health, dental, or vision insurance, we can help. We work to digitize your enrollment, create benefits education materials, and provide benefits consultants so your employees see the value in your benefits program throughout the year.
- Business Insurance
- Commercial Property Insurance
- Workers Compensation Insurance
- Commercial Liability InsuranceCommercial umbrella insurance provides an extra layer of liability protection on top of your underlying policies. A commercial umbrella policy can sit on top of general liability, commercial auto, or workers’ comp insurance. It also may be required by some vendors.
- Professional Liability InsuranceProfessional liability insurance, also called errors and omissions or E&O, protects your business if a client claims your professional work caused them a financial loss.
- Liability InsuranceGeneral liability insurance is considered the core coverage for business owners. Whether you’re a startup or you’ve been around forever, it’s one policy that all businesses need. Even if you’re still operating from a home office, you should consider purchasing this coverage as most renter’s and homeowner’s policies exclude business-related activity.
- Flood InsuranceFloods can happen anywhere. If you’re in a low risk area, you could be eligible for a flood policy through the NFIP through a Preferred Risk Policy with premium as low as around $400. If you’re in a moderate to high risk area, your lender may require that you purchase flood insurance.
- Earthquake InsuranceOn a condo policy, the above applies except the dwelling coverage will only cover your condo unit interior. The HOA will need their own separate earthquake insurance to cover the exterior building.